Housing Needs Assessment
A clear, decision-ready picture of local housing demand, affordability, barriers, and opportunity.
Housing Strategy · Funding Solutions · Homeownership Program Implementation
We are building homeownership in Indian Country.
Counting Coup Development helps Tribes and TDHEs turn their need for more housing into a practical, fundable path forward—through housing strategy, funding solutions, program implementation, and strong financing partnerships.
- Housing need quantified
- Funding gaps estimated
- Financing partners aligned
- Staff equipped to implement
Built for implementation
Strategy your team can actually use.
Housing programs work best when the data, financing, partnerships, policies, and people all connect. Counting Coup brings those pieces together into one clear implementation framework.
The work can be tailored to a new initiative, a stalled program, or an existing homeownership effort that is ready to reach more families.
Training should leave behind more than information. It should leave a working system.
Phoenix, 2019
Counting Coup products & services
What we offer.
Services can stand alone or be combined into a complete homeownership program implementation package.
GAP Funding & Affordability Estimate
A practical estimate of what buyers can afford, what homes cost, and the funding needed to close the gap.
Housing Finance Partnerships
A flexible partnership strategy built around the lenders, agencies, and funders available to each community.
Homebuyer Pipeline System
A ready-to-use system for intake, readiness, action plans, referrals, tracking, and follow-up.
Homeownership Program Infrastructure
Policies, procedures, forms, staff roles, and workflows designed for daily program use.
Homeownership Program Implementation
Hands-on training and support that helps staff put the program, partnerships, and tools into action.
Pathways Certification Training
OKC, 2023
The partnership model
The right partners, working as one system.
Counting Coup helps each Tribe or TDHE identify and coordinate the financing partners that fit its market, capacity, and goals—so families encounter a connected path instead of disconnected programs.
The model is tailored to the community. Partners may include Native CDFIs, banks, credit unions, state housing agencies and boards, Federal Home Loan Banks, and other public or private funders.
Reno, 2019
Community lead
Tribe or TDHE
Housing priorities, outreach, program resources, and accountability.
Finance partners
Lenders & Funders
Selected according to local availability, eligibility, capacity, and project needs.
Implementation partner
Counting Coup Development
Analysis, structure, tools, training, and coordination.
Charmagne Dolphin
CEO, Counting Coup Development
Leadership
Led by Charmagne Dolphin.
Charmagne brings 18 years of experience as a national trainer and Tribal housing consultant, helping Native communities build practical pathways to homeownership and economic independence.
Her work brings together housing programs, household readiness, data, funding, and partnerships—then turns that strategy into usable tools and next steps.
TrainingNAIHC Pathways Home co-trainer since 2013
FocusTribal and TDHE homeownership program implementation
PracticeNAHASDA, housing readiness, financing strategy, and partnership development
A family legacy in Tribal housing
Honoring Robert “Bob” Gauthier.
Charmagne’s father, Bob Gauthier, helped shape modern Tribal housing policy. He chaired the National Commission on American Indian, Alaska Native, and Native Hawaiian Housing, whose findings helped lead to NAHASDA in 1996. In 2002, President George W. Bush appointed him to the CDFI Advisory Board.
As Salish & Kootenai Housing Authority director for 20 years, UNAHA’s first president, and a co-founder of Eagle Bank, Bob championed Tribal self-determination and access to housing and capital. His accomplishments helped lay the foundation for Charmagne to carry his legacy forward through her own work expanding housing and homeownership opportunities in Indian Country.
Read about Bob’s life and legacy
Housing that reflects Native values and creates lasting opportunity.
For Tribes, TDHEs, and Native housing partners ready to move from community housing needs assessment to coordinated homeownership development.